Everyone in Bengaluru knows that the expenses of living here are at times higher than what we make. While stringent financial measures help us meet our needs and save some, there are times when we need a little bit more.
Personal loans are just the need of the hour at times like those. Looking for personal loans in Bengaluru? Then this Bengaluru-based lender is the perfect fit for you!
Moneyview Personal Loans in Bengaluru
Moneyview is a digital lending platform that provides affordable loans to borrowers across the country. If you are looking to take a personal loan in Bengaluru, then Moneyview is the best choice.
Moneyview is an RBI-approved online platform that offers readily available loans among other services. It gives consumers personalized personal loans, and has a completely digital loan application process, making it easier for anyone to apply for a loan from anywhere.
Why Should You Choose Moneyview Personal Loans?
While many personal loans are available in the market today, the benefits offered by Moneyview instant personal loans are immense. Some of these include –
- Quick eligibility check in less than two minutes
- Freedom to choose the loan amount and repayment duration
- Digital loan application method that is hassle-free
- A unique method of credit verification that guarantees flexible eligibility
- Loan disbursements are made within 24 hours after the loan is approved
- No hidden fees or collateral
Eligibility Criteria for Moneyview Personal Loans in Bengaluru
Applying for a Moneyview Personal Loan has simple qualifying requirements. Our fundamental requirements for eligibility are:
- The candidate needs to be self-employed or salaried.
- They must have at least ₹13,500 monthly in-hand income.
- The money must be received straight into a bank account.
- A minimum of 650 on the Experian or CIBIL score is required.
- The borrower’s age range must be between 21 and 57 years old.
What are the Documents Required for a Moneyview Personal Loan in Bengaluru?
To apply for a Moneyview loan in Bengaluru, you will need the following documents:
- Confirm/enter your PAN number
- Ensure that your mobile number is linked to your Aadhaar card for KYC verification
- Provide a clear selfie taken in a well-lit area
Please note that the documentation requirements will vary based on your profile. We may require proof of address, bank statement, and other supporting documents.
In case we require proof of address, any one of the following documents will suffice –
- Aadhaar Card
- Valid Indian Passport
- Valid Voter ID
- Valid Driver’s License
- Utility Bills (Electricity, Water, Gas) dated within the last 60 days
If we require proof of income, you must furnish your bank statement for the last three months. This statement must also show your salary credits.
What are the Moneyview Personal Loan Interest Rates & Other Charges?
Moneyview provides affordable interest rates with no hidden fees or charges. They are as follows:
| Charges | Rates |
| Interest Rate | Starting from 10% p.a. |
| Processing Fee/Felicitation Charges | Starting from 2% of the approved loan |
| Part/Full Payment of the Loan (Loan Foreclosure) | No part payments are allowed For foreclosure of your loan, you should have paid a minimum of 3 EMIs |
| Interest on Overdue EMIs | 2% per month |
| Cheque Bounce | Rs.500/- for every bounce |
How to Apply for an Instant Moneyview Personal Loan in Bengaluru?
People of Bengaluru can apply for an Instant Moneyview personal loan the following way:
1. Check Your Eligibility
Visit the Moneyview website or download the app, enter all of the required details, and we will let you know your eligibility in just 2 minutes.
2. Choose Your Loan Plan
Based on the options provided, you will have to select the loan amount and repayment duration of your choosing.
3. Provide Documents
You can quickly and easily upload all required documents online for validation.
4. 24 Hour Loan Disbursal
The loan money will be credited to your bank account within 24 hours of your documents being validated and your loan agreement is submitted.
Note –
Additionally, you must approve the auto-debit facility from your bank account. You can use a debit card, net banking, or NACH form for this easy process. With the use of the auto-debit feature, you can automatically pay your EMIs each month without requiring human assistance.
Please make sure that the documents provided above are officially valid at the time you submit your loan application. If you can complete the oKYC process during your application flow, the document requirements will be minimal.
Conclusion
Personal loans come in handy in a variety of ways. If you are looking to take a personal loan in Bengaluru, then follow the above-mentioned easy way to get one. Not only are Moneyview loans easy to apply for and obtain, but they are also flexible, hassle-free, and completely digital.
Visit the Moneyview website or download the App and get an affordable personal loan now.
